Berlin Property Financing (In-Person) — Free RSVP Required (Max. 25)

About this Event

Property financing in Germany is powerful, but it’s *not* straightforward, especially for foreigners navigating banks, paperwork, equity requirements, and long-term refinancing. So we’re hosting a **small, relaxed in-person meetup in Berlin** (lounge/café vibe) to share **how property financing really works**, how to build a strategy **from any starting point**, and what to do if you already own a home and want to plan your next refinancing phase. **📅 Date:** Friday, **13 February** (Berlin) **🎟️ Cost:** Free **👥 Seats:** Max. 25 (registration required) **⏳ RSVP deadline:** **Monday, 9 February** (so we can confirm reservations) **📍 Venue:** Berlin — shared after RSVP confirmation ## What we’ll cover (simple, practical, Q&A-friendly) ### For people planning to buy * What German banks really check: **income stability, equity (Eigenkapital), SCHUFA/credit profile** * The real cost of buying: **Nebenkosten** (notary, land registry, property transfer tax, broker if applicable) * Financing structures explained clearly (without jargon) * How to build a plan even if you’re “not ready yet” today ### For existing owners * **Refinancing (Anschlussfinanzierung):** why planning early matters * How to protect yourself from **rate shock** * Tools that can support strategy (e.g., forward planning, repayment structure, Bauspar as rate-security) * ## Why property is worth thinking about in Germany (especially long-term) * Germany has clear legal structures for ownership and long-term financing. * For **rental properties**, there are well-known tax mechanisms that can improve the overall picture, such as: * **Deducting financing costs (like loan interest) and running costs** as income-related expenses for rental income (“Werbungskosten”). * **Depreciation (AfA)** on the building portion (rules depend on the year the building was completed). * In certain new-build rental cases, there can be **special depreciation** under §7b EStG (with conditions). * There are also public programs tied to **energy-efficient building/renovation** (KfW), which can matter for some buyers/owners depending on the project. ## Who should attend * Foreigners living in Germany who want to **buy their first property** * Owners who already have a mortgage and want to **optimize or plan refinancing** * Anyone who simply wants a **clear strategy** and a realistic roadmap ## How to register ✅ **Registration is compulsory.** Please sign up using the form **[here](https://forms.office.com/e/v3G0f8mDQn).** If you **can’t attend on the 13th**, still sign up and write **“Can’t attend, interested”** in the message box—so we can invite you to the next session or offer a 1:1 check-in. If you know someone who needs this, **please forward** this invite to them. Seats are limited and confirmation will be sent after RSVP.